Most employees have access to workers’ compensation benefits. If they get hurt on the job or diagnosed with a work-acquired illness, they can apply for benefit awards. Workers’ compensation can pay for the treatment that an injured employee requires.
Frequently, injuries and illnesses sustained by professionals while at work take time away from their jobs. Other times, employees may need to change what job functions they perform, which may result in lower wages. Workers may be eligible for disability benefits through workers’ compensation when their medical challenges affect their income. There are actually four different types of disability benefits that workers may be eligible for if they require time off to heal.
What are the different disability benefits?
Many workers with traumatic injuries require temporary total disability benefits. They are completely incapable of returning to work until they recover. Workers’ compensation can provide up to two-thirds of an employee’s weekly wages, although that support is subject to a limit.
As of mid-2025, the statewide average weekly wage in Illinois is $1,481.05. That figure limits how much employees might receive during a total disability claim. Those moved to light-duty work could be eligible for temporary partial disability benefits to cover a portion of the difference between their usual wage and their current pay.
If a job-acquired medical condition causes permanent symptoms, then the worker might be eligible for permanent partial disability benefits. The amount available generally depends on the extent of the injury and the affected body part. Lump-sum settlements could be available in some cases.
Workers may also be eligible for permanent total disability benefits if they can never return to any sort of gainful employment after getting hurt on the job. When combined with the medical coverage that pays for care, workers’ compensation disability benefits can significantly reduce the financial strain of an on-the-job injury.
Employees recently injured on the job or diagnosed with a condition may need to learn more about workers’ compensation benefits. They may need to request specific benefits based on their prognosis and ability to work. Understanding the benefits available can make it easier for employees to pursue the support they require to return to work or continue supporting their families even if a return is not possible.
